E-Mail Us 1 855 621-9877
 
See Our Funds

Overview

We Believe Investing Should Be Easy

The E-Valuator Risk Managed Strategy (RMS) Funds make investing easy for Investors by providing 6 distinctly different investment options spanning the efficient frontier spectrum of risk management from Very Conservative to Enhanced Growth.  Investors simply need to identify their personal level of acceptable volatility (risk) exposure, then invest accordingly in the RMS Fund(s) matching their tolerance level.

We Believe In a Systematic Approach to Intelligent Investing

We manage The E-Valuator Risk Managed Strategy (RMS) Funds with a disciplined, pragmatic approach seeking to maximize performance within a stated range of volatility, as measured by standard deviation. Our Meticulous Asset Allocation Process (MAAP) provides the guidance in the form of a “road map” through the asset allocation and diversification process.

We Strive To Simplify the Process

The E-Valuator Risk Managed Strategy (RMS) Funds were created to simplify a comprehensive asset management process, without sacrificing performance. Accordingly, each of The E-Valuator RMS Funds contains a complete asset management program packaged into an open-end mutual fund.

Downloads

 
Performance Report
 
Quarterly Commentary

As Seen In

The E-Valuator RMS Funds Are Not Typical Mutual Funds

The E-Valuator Software

The E-Valuator software systematically selects, monitors, and replaces (as needed) the underlying investments, i.e. ETF’s and open-end mutual funds.

M.A.A.P.

Meticulous Asset Allocation Process.  Establishes the “road map” for diversifying and allocating assets in a pragmatic, methodical manner.

Optimized for Return

Seeking to maximize performance at varying levels of risk along the efficient frontier while utilizing both Passive Management and Active Management.

Rebalancing

Underlying investments are rebalanced when their pro-rata balance of the Fund differs by +/-10% from their original allocation percentage.

Replacement

These fund-of-funds investments continually monitor, identify, and replace underlying investments whenever performance lags below the criteria set by the E-Valuator software.

Tax Harvesting

Proactively replace a lagging investment to potentially help reduce your taxable income.

NEWS & INSIGHTS
July 22, 2026America’s Largest Private Companies Continue to Shape the U.S. Economy While publicly traded companies often dominate financial headlines, many of America’s most influential businesses remain privately owned. These organizations generate billions of dollars in annual revenue, employ hundreds of thousands of people, and play a critical role in industries ranging from agriculture and food production to construction, transportation, finance, and manufacturing. According to Forbes’ latest rankings, the nation’s largest private companies collectively demonstrate the strength and resilience of privately held businesses, many of which have remained family-owned for generations. Private Companies with Massive Revenue Leading the list is Cargill, which produces approximately $154 billion in annual revenue, making it the largest privately held company in the United States. The Minnesota-based company is a global leader in agriculture, food production, and commodity trading, with operations spanning more than 70 countries. Coming in second is Koch, generating roughly $125 billion in annual revenue through a diverse portfolio of businesses that includes energy, manufacturing, chemicals, and industrial products. Other major privately owned companies include: Publix Super Markets Mars H-E-B Grocery Company Reyes Holdings Enterprise Mobility Fidelity Investments Southern Glazer’s Wine & Spirits Cox Enterprises Bechtel Gordon Food Service JM Family Enterprises Meijer Love’s Travel Stops & Country Stores Food Companies Dominate the Rankings More than half of the largest private companies operate within the food, grocery, beverage, or distribution sectors. This reflects the consistent demand for food products and the enormous scale required to serve consumers across the country. Grocery chains, food manufacturers, agricultural suppliers, and distributors process high volumes every day, allowing them to generate revenues comparable to some of the world’s largest public corporations. Diverse Industries Drive Private Business Success Although food-related companies account for much of the list, several organizations from other industries also rank among America’s largest private businesses. Companies such as Enterprise Mobility, Fidelity Investments, and Bechtel demonstrate that transportation, financial services, and construction continue to be major contributors to the U.S. economy. Their success highlights the broad impact privately owned businesses have across nearly every sector. Why It Matters to Investors Private companies may not trade on public stock exchanges, but they remain essential to economic growth, employment, supply chains, and consumer spending. Their financial strength also offers insight into broader economic trends, particularly within industries such as agriculture, retail, manufacturing, logistics, and infrastructure. Understanding which private businesses generate the most revenue can provide investors with valuable perspective on sectors driving long-term economic activity and influencing public companies throughout the marketplace. Read Full article: https://www.visualcapitalist.com/americas-largest-private-companies/         [...] Read more...
July 17, 2026What’s Next for Artificial Intelligence? Investors Shift Focus from Spending to Results Artificial intelligence (AI) has been one of the biggest forces driving the stock market in recent years, and it continues to influence investment trends in 2026. However, the conversation is beginning to change. Rather than focusing solely on how much companies are investing in AI, investors are increasingly looking for evidence that those investments are producing measurable business results. AI Investment Remains Strong Technology leaders continue to invest heavily in AI infrastructure, including advanced data centers, computing power, and cloud technologies. These investments are expected to remain significant over the next several years as organizations build the foundation needed to support expanding AI capabilities. The continued investment reflects confidence that AI will become an integral part of business operations across nearly every industry. While widespread adoption is still in its early stages, many companies believe the long-term productivity and efficiency gains justify today’s spending. The Conversation Is Changing As AI technology matures, investors are asking a different question: Can companies turn AI investments into meaningful financial returns? Businesses are now expected to demonstrate that AI is helping them: Increase revenue Improve operational efficiency Reduce costs Enhance customer experiences Strengthen long-term profitability Organizations that can clearly show these benefits may be rewarded by investors, while those that struggle to generate returns could face greater scrutiny. AI’s Impact Reaches Beyond Technology Although technology companies have led the AI revolution, the next wave of growth could extend into many other sectors. Industrials, manufacturers, healthcare organizations, logistics providers, and financial services firms are increasingly adopting AI to automate repetitive tasks, improve decision-making, optimize supply chains, and increase productivity. As adoption expands, AI may become a competitive advantage for companies that successfully integrate it into everyday operations. Investors May Become More Selective Early enthusiasm surrounding AI rewarded companies simply for participating in the technology’s rapid growth. Going forward, market attention is expected to shift toward execution. Investors are likely to evaluate companies based on measurable outcomes rather than ambitious AI spending plans alone. Businesses that successfully convert AI investments into stronger earnings and operational improvements may stand out, while others could experience increased market volatility. Looking Ahead Artificial intelligence remains one of the most significant long-term technology trends shaping the global economy. However, the next chapter is likely to focus less on investment announcements and more on tangible business performance. For investors, that means paying closer attention to which companies are delivering real value through AI—not simply those making the largest investments. Read More: https://www.lpl.com/research/blog/what-ai-s-next-act-might-look-like.html [...] Read more...
July 15, 2026Which States Are Leading U.S. Economic Growth? Economic growth across the United States remained positive in 2025, but not all states expanded at the same pace. While the national economy grew by 2.1% after adjusting for inflation, some states significantly outperformed the average, highlighting where business activity, population growth, and investment continue to gain momentum. Recent data from the U.S. Bureau of Economic Analysis (BEA) shows that every state experienced economic growth during the year, although the rate of expansion varied considerably from region to region. The Sun Belt Continues to Outperform Florida and South Carolina led the nation in economic growth, with both states posting 3.1% real GDP growth. Other high-performing states included New York, Alaska, Utah, North Carolina, California, Indiana, Texas, and Hawaii. Much of the strongest growth occurred throughout the Sun Belt, where lower business costs, competitive tax environments, and continued population migration have helped fuel business investment, consumer spending, and job creation. States such as Texas, North Carolina, Arkansas, and Florida continue to attract both businesses and new residents, contributing to stronger economic activity than many other parts of the country. Traditional Economic Powerhouses Remain Strong Although the South captured much of the attention, larger, established economies also posted impressive gains. New York ranked among the nation’s fastest-growing economies, while California continued to deliver above-average growth despite ongoing population shifts. Strong performances from technology, healthcare, finance, and professional services helped support expansion in both states. These results demonstrate that innovation, capital investment, and diversified industries remain important drivers of long-term economic strength. Some Regions Face Slower Growth At the other end of the spectrum, North Dakota, West Virginia, Wyoming, and Washington, D.C. recorded the slowest rates of economic expansion. The Plains and Great Lakes regions generally experienced more modest growth, as several industries—including manufacturing and agriculture—continued to face economic headwinds from changing trade conditions and softer demand. Importantly, however, no state’s economy contracted during 2025, reflecting broad resilience across the U.S. economy. What This Means for Investors Regional economic trends can provide valuable insight into where future opportunities may develop. Population migration, business investment, employment growth, and industry diversification all influence long-term economic performance and can impact investment sectors differently over time. While economic leadership often shifts from year to year, maintaining a diversified investment strategy remains one of the most effective ways to navigate changing regional and national market conditions. As always, investors should focus on long-term goals rather than short-term economic headlines. Read More: https://www.visualcapitalist.com/mapped-states-driving-americas-economic-growth/ [...] Read more...
July 14, 2026Earnings build-up Wall Street analysts modestly boosted their expectations as major U.S. banks prepared to open quarterly earnings season. As of Friday, analysts surveyed by FactSet were forecasting an average second-quarter earnings growth rate of 23.6% for companies in the S&P 500, up from a 23.3% forecast a week earlier. Either outcome would mark the second consecutive quarter of growth exceeding 20%.   Volatility eases An index that tracks investors’ expectations of short-term U.S. stock market volatility fell for the second week in a row, slipping to its lowest level in more than six months. The Cboe Volatility Index finished the week at 15.0, down from a recent high of 22.2 reached on June 10.   Elevated yields Prices of U.S. government bonds fell for the second week in a row, sending yields to their highest levels since mid-May amid persistent concerns about inflation and interest rates. The 10-year Treasury yield finished the week at 4.56%, up from 4.37% a couple of weeks earlier. The 30-year Treasury ended at 5.06%, up from 4.87% two weeks earlier.   Fed chair, CPI ahead The new week’s calendar will be packed, as recently installed U.S. Federal Reserve Chair Kevin Warsh is scheduled to testify before House and Senate panels on Tuesday and Wednesday, respectively, and present a monetary policy update. In addition, a U.S. Consumer Price Index report scheduled for release on Tuesday will provide a monthly update on inflation.   Read More at: https://www.jhinvestments.com/weekly-market-recap#market-moving-news [...] Read more...

Funds

Enhanced GrowthGrowthModerateConservative/ModerateConservativeVery Conservative
Download
Fact Sheet
Fact Sheet
Fact Sheet
Fact Sheet
Fact Sheet
Fact Sheet

Equity Allocation

85% – 99%70% – 85%50% – 70%30% – 50%15% – 30%0% – 15%

RMS Fund Objectives

PrimaryHigh GrowthGrowthGrowth & IncomeIncomeIncomeIncome
SecondaryIncomeIncomeGrowth & IncomeGrowthGrowthStability of Principal

Investor Suitability

Liquidation Target DateMore than 12 yrs.9 yrs. to 12 yrs.6 yrs. to 9 yrs.4 yrs. to 6 yrs.2 yrs. to 4 yrs.Less than 2 yrs.
Short-Term Loss ToleranceVery HighHighAcceptableModerateLowVery Low
Stock Market Risk ExposureSignificantAbove AverageAverageBelow AverageBelow AverageMinimal
Inflation Risk ExposureMinimalBelow AverageAverageAbove AverageAbove AverageSignificant

Std. Deviation Goal

3 yr. and/or 5 yr.9.5% – 13.5%8.0% – 11.0%5.5% – 8.5%4.0% – 6.5%2.5% – 5.0%1.0% – 3.5%

Ticker Symbols &
Summary Prospectuses

Service Share Class
EVAGX
EVGLX
EVMLX
EVTTX
EVCLX
EVVLX
R4 Share Class
EVFGX
EVGRX
EVFMX
EVFTX
EVFCX
EVVCX

RISK: There are risks involved with investing, including loss of principal. Current and future portfolio holdings are subject to risks as well. Diversification may not protect against market risk. There is no assurance the goals of the strategies discussed will be met. International investments may involve risk of capital loss from unfavorable fluctuation in currency values, from difference in generally accepted accounting in principles or from economic or political instability in other nations. Emerging markets involve heightened risks related to the same factors as well as increased volatility and lower trading volume. Bonds and bond funds will decrease in value as interest rates rise. These and other risks are described more fully in the fund’s prospectus. CREDIT RISK: The issuer of a fixed income security may not be able to make interest and principal payments when due. The lower the credit rating of a security, the greater the risk of default on its obligation.

Investors should consider the investment objectives, risks, charges and expenses of the Fund carefully before investing. This and other information is contained in the Fund’s prospectus and summary prospectus, which may be obtained online or by calling 1-888-507-2798.

Please read the prospectus carefully before investing.

FOR THE INVESTOR, IT’S SIMPLE.

In essence, The E-Valuator Risk Managed Strategy Funds provide a cost-effective asset allocation service for its shareholders.

Kevin R. Miller
CEO Systelligence & Portfolio Manager
The E-Valuator Risk Managed Strategy Funds